If someone owes you money & it's a consumer debt. See below for definition of "consumer". You need to be careful that you abide by the federal and state rules pertaining to how you may collect against the debt. Failure to abide by the rules could actually get a judgment entered against you, the creditor.
Below is the 2006 FDCPA. Know it.
Call Kirk Sanders at Sanders Law Firm, PLLC (336)724-4707 to discuss your collection case.